* Based on 0.00% APR, only available to qualified customers with excellent credit history and subject to credit approval. A down payment may be required. Actual APR ranges from 0.00% - 35.99% and is based on credit worthiness and subject to credit approval. At the end of the 24 or 36 month period identified above, you would either trade in your device with the option to upgrade, or keep it by paying off the remaining loan balance. For example: You can purchase the iPad Air M2 128GB 11inch by paying from $17.99 per month for 24 months at the example 0.00% APR. At that point, you can either trade in the device with an option to upgrade, or keep it by paying the loan balance of $167.24. If you keep the device, you have the right to refinance the final payment, subject to credit worthiness. For a trade-in to pay off the remaining balance, the device must be in good working condition. More details can be found in the Upgrade Financing Terms and Conditions. Upgrade Financing is only available for iPad, Apple Watch and Mac laptops and is not available for iPhone, Mac or Accessories. Upgrade Financing issued by WebBank.

^ See payment terms. A higher initial payment may be required for some consumers. CA resident loans made or arranged pursuant to a California Financing Law license. NMLS #1353190.

† Exclusions apply. Learn more at https://www.klarna.com/us/buyer-protection/